Manager, CBD – Credit Analysis – Career Hunters
Manage &/ perform the process of in-depth assessment of the financial position and performance of the customers based on their financials to support credit appraisal / review across CBD.
People Management Manage, motivate and develop individual employees and the team in line with people policies & practices. Communicate operational procedures.
Corporate Governance and Compliance Work fully within risk policies and procedures and compliance regulations and ensure all divisional activities comply with corporate governance & regulatory/legal frameworks
Managing CAU: Drive the smooth and effective conduct of the activities of the Credit Analysis Unit below specified Limits.
Financial Analysis: Analysing and interpreting the financials of new / existing customers to support informed decision making Credit applications Support the credit application process, conforming with CBK standards, by making available financial analysis reports
Credit committee: Support the credit review process by providing credit committees with adequate information on the reported financials of the customers
Credit expertise: Provide expertise in financial review and ensure independent opinion of customers based on their financial.
Information gathering & Processing: Manage information gathering and effective processing within the unit to support quality analysis
Engage with business units to gather clarifications/ additional details on any vague areas identified in the financials
Risk assessments Support risk assessment by interpreting and analysing the financials of the customers
Job success factors
Effective financial analysis and assessment
High quality submissions to credit committees
Effective information gathering and interpretation